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Showing posts from October, 2017

3 Reasons To Go From Debtor to A Saver

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If you are trying to manage a business or a household even if you are the only one in it, it is important that you know where every cent goes and that you do not spend more than you take in. At one time I spent a number of years working in financial services for an insurance company and then later a debt settlement company. During this time I personally spoke to hundreds of families about their financial life. It is utterly amazing how many people have no idea what they do with their finances on a monthly basis. Most people do keep track to some degree, but many are simply too lazy to discipline themselves to do simple math and then wonder why they are unable to fulfill even the smallest of their dreams. Many will purchase the “things" they want and need but never the time to enjoy life. We as Americans seem to be mesmerized by surface rather than substance. Here are 3 Reasons why every Young Cubicle Soldier must make saving as much a habit as paying rent or utiliti

Damaged, Fractured Yet Responsible

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The family unit as we are told it should be although real, ideal and perhaps the standard to reach just isn't the reality for a large portion of individuals throughout the planet. When both parental units are available as well as present the product/offspring learn social lessons much earlier and deeper.  These are the little combinations in life that make relations and relationships.  It is through family interaction in the early years where we obtain our first glimpse of the expectation of the adult we think we are supposed to become.  Both of my parents were born in Chicago, Illinois during the 1920's from parents who may have migrated from the southern states. Both were only children (without siblings) and divorced from each other by 1965 when I was about 2 years of age.  A negro couple in the States during the Civil Rights Movement divorcing, eliminating their family at a time when the solid family unit was exactly what was needed became common place despite the ne

Failure the Proper Perspective

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The maturity level of a great man or woman can be seen in how well we handle failure. If we can begin to see failure for what it truly is, we will note that it is nothing more than necessary feed back. FAILURE is FEEDBACK Failure shows us areas that need improvement. Whether we need to change our approach to a situation or change ourselves, failure much like pain is a warning signal that something is wrong. Something needs to be addressed before we are able to move forward and obtain our target. In this country we are taught to value ourselves according to what activities we involve ourselves with, our financial status, physical appearance and all these other nonsensical ideas that although have some value are in the grand scheme of things on the shallow side. FAILURE DOES NOT DEFINE YOU AS A PERSON Failures, no matter how many we experience do not dictate our worth. In the eyes of God we are wonderfully made. He delights in us. He wants to see us obtain all he has